Senior Credit Officer (Auto Financing / Hire Purchase)

Private Advertiser · 📍 Canggu,Ubud,Denpasar,Jimbaran,Nusa Dua,Kuta,Badung · Diposting 2026-10-09
FULL_TIME⭐ TERVERIFIKASI
MYR 6000 - 8000

We are seeking a highly skilled and experienced Senior Credit Officer to join our team. This role is crucial in managing and assessing credit applications for our auto financing and hire purchase services. The ideal candidate will have a strong understanding of credit risk assessment and a proven track record in financial services.

In this role, you will be responsible for evaluating creditworthiness, setting credit limits, and ensuring compliance with internal policies and regulations. You will also play a key part in developing and maintaining strong relationships with clients and stakeholders.

If you are passionate about financial services and have a desire to excel in a dynamic and challenging environment, we would love to hear from you.

📋 Tanggung Jawab Pekerjaan

Assess and evaluate credit applications to determine creditworthiness.,Set credit limits and terms for approved applications.,Monitor credit performance and manage collections for delinquent accounts.,Conduct regular reviews of credit policies and procedures to ensure compliance.,Develop and maintain strong relationships with clients and stakeholders.,Provide regular reports and analysis to senior management.,Stay updated with industry trends and best practices in credit management.,Train and mentor junior staff in credit assessment and management.

🎓 Kualifikasi & Syarat

Bachelor's degree in Finance, Business Administration, or related field.,Minimum of 5 years of experience in credit management or financial services.,Strong understanding of credit risk assessment and management.,Proven track record of successful credit portfolio management.,Excellent communication and interpersonal skills.,Familiarity with financial software and tools.,Knowledge of local and international financial regulations and compliance standards.,Ability to work well under pressure and meet tight deadlines.

🛠️ Keahlian

Credit risk assessmentCredit portfolio managementFinancial analysisClient relationship managementRegulatory complianceFinancial software proficiencyTraining and mentoringReporting and analysis
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